What is the minimum down payment for a mortgage in Moldova?

Standard bank mortgages in Moldova require a 10% to 20% down payment, while the government Prima Casa Plus program starts from 5%.

What is the maximum mortgage term in Chisinau?

Commercial banks in Moldova offer mortgage terms of up to 25–30 years.

Mortgage Calculator Moldova 2026

Calculate your monthly payment based on price, down payment, and interest rate.

Property Price75.000 EUR

20k €500k €

Down Payment15.000 EUR

0€Max (90%)

Interest Rate (Annual %)

Period (Years)

YEARS

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0 EUR/ month

Loan Amount60.000 EUR

Total Payment0 EUR

Total Interest0 EUR

This calculation is a simulation. The real rate may vary based on bank scoring.

In Moldova, the minimum down payment varies between 10% and 20%.

You will need an extract from the real estate register and an income certificate.

Find out if you qualify for government programs with only a 5% down payment.

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